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They help people pay for their share of the costs for health care services covered by Medicare. Those costs include: A set amount is called a deductible you pay before Medicare starts paying. Medicare has two deductibles:
Hospital expenses are applied after you meet your Part A deductible. Medicare pays your expenses for the first 60 days you’re in the hospital. A portion of the cost of most services after you meet your Part B deductible. Medicare pays 80 percent of your costs. You pay the other 20 percent.