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Personal Insurance

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Wide variety of insurance products and companies

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Personal Insurance Provided By Our Agency

Protecting your family and assets is a top priority, which is why people have insurance. Personal insurance generally protects people and their families from losses they couldn’t afford to cover on their own. It also makes it possible to do things such as driving a car and owning a home without risking financial ruin.
Home-Insurance

Home Insurance

Home, for most people, could be their largest asset. But, more importantly, it’s where you raise your family and create memories that last a lifetime.
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Auto Insurance

Almost every driver in the United States is required by law to carry auto insurance.

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Renters Insurance

“What is renters insurance?” is a fair question, but a better question might be, “Why should I have renters insurance?”

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Individual Life Insurance

Everyone deserves a secure financial future — and that’s why life insurance is so important.


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Condo-Insurance

Condo & Townhome Insurance

The master condo policy typically protects only the shell of your unit, leaving your personal property and the unit interior at risk.
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Umbrella Insurance

Protecting your family and assets is a top priority, which is why people have insurance.
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Motorcycle Insurance

A motorcycle insurance policy helps protect you and your motorcycle, whether you are enjoying a long summertime ride or you have your bike stored away for the winter.
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Off-road Vehicle Insurance

Most off-road vehicles are built for adventure — whether you’re enjoying the trail on a snowmobile or hitting the apex on your dirt bike.

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RV Insurance

There’s so much to explore when you’re cruising the country in your motorhome or RV.
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Watercraft Insurance

Boats and personal watercraft are significant purchases, but if you love being on the water, you know they’re worth it.
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Snowmobile Insurance

Don’t let your snowy adventures get cut short because you didn’t get the right coverage for your winter fun!
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Classic Car Insurance

Does your love of cars border on obsession? Perhaps you own a piece of automotive history — a perfectly preserved 1930s dual-cowl phaeton or 1960s roadster.

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Flood Insurance

Most business insurance policies don’t cover losses resulting from floods, and if you’re located in a low-risk flood area, you might be tempted to bypass this essential coverage.
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Earthquake Insurance

While you can’t plan for earthquakes, you can be prepared, which can make all the difference.
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Mobile Home Insurance

You work hard for your home and everything inside it — and that’s worth protecting. That’s why you need mobile home coverage to protect what matters most.
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Sinkhole Insurance

Currently, there is no way to determine if there is a sinkhole on your property. But if you live in a state with a high likelihood of sinkholes, your house could be at risk.
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Rental Property Insurance

What kind of rental property do you own? You might have several multi-unit complexes.

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Excess Liability Insurance

Sometimes things go wrong – a car accident, an accident related to your property, or a lawsuit.


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Secondary-Home-Insurance (1)

Secondary Home Insurance

Maybe you have a cabin in the mountains, a lake house or a beach cottage.

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Valuable Possessions Insurance

It is especially important for those who keep valuable items in their home to safeguard belongings from theft and damage.
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High Net-Worth Insurance

High Net-Worth insurance comprises several products requiring greater levels and types of cover due to an increased value.


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Lets know more about Personal Insurance? Visit us to understand better

It might be time to switch insurers whenever the service that your existing insurer provides doesn’t meet your needs. For example, if you have a poor claims experience or an unexplained rate increase, it might be time to consider other options

If you cancel a previous policy before a new policy is effective, you could run into some serious financial problems.

Contact us today to help you with multiple options to choose from.
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We extend coverage to individuals and businesses in Shakopee, MN and surrounding areas.
8091 Old Carriage Ct N Shakopee, MN 55379
info@innovativeinsure.net
952-445-5767
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